University choice and finance


CHOOSING YOUR UNIVERSITY OR COLLEGE

Location, reputation and Open Days

For many applicants the choice of university or college is probably the main priority, with location being a key factor. However, many students have little or no knowledge of regional geography and have no concept of where universities are located: one student thought that Bangor University (situated in North Wales) was located at Bognor on England’s south coast!

Some institutions – probably those nearest home or those farthest away – will be rejected quickly. In addition to the region, location and immediate surroundings of a university or college, applicants have their own individual priorities – perhaps a hectic city life or, alternatively, a quiet life in the country! But university isn’t all about studying, so it’s not a bad idea to link your leisure interests with what the university or college can offer or with the opportunities available in the locality. Many applicants have theatrical, musical or artistic interests while others have sporting interests and achievements ranging from basketball, cricket and football to riding, rowing, sailing, mountaineering, and even fishing for England!

Some other decisions about your choice of university or college, however, could be made for the wrong reasons. Many students, for example, talk about ‘reputation’ or base their decisions on league tables. Reputations are fairly clear-cut in the case of some institutions. Oxford and Cambridge are both top world-class universities in which all courses have been established for many years and are supported by first class facilities. In other universities certain subjects are predominant, such as the social sciences at the London School of Economics, and the sciences and technologies at Imperial London.

Many other leading universities in the UK are also very strong in some subjects but not necessarily in all. This is why it is wrong to conclude that a ‘university has a good reputation’ – most universities are not necessarily good at everything! In seeking advice, you should also be a little wary of school staff who will usually always claim that their own university or college has a ‘good reputation’. Teachers obviously can provide good advice on the courses and the general atmosphere of their own institution, but they are not in a good position to make comparisons with other universities.

The best way to find out about universities and colleges and the courses that interest you is to visit your preferred institutions. Open Days provide the opportunity to talk to staff and students although, with thousands of students wandering round campuses, it may be difficult to meet and talk to the right people. Also, many institutions hold Open Days during vacations when many students are away which means that you may only hear talks from the staff, and not have any opportunity to meet students. However, it is often possible to visit a university or college in your own time and simply ‘walk in’. Alternatively, a letter to the Head of Department requesting a visit could enable you to get a closer look at the subject facilities. But failing this, you will be invited automatically to visit when you receive an offer and then you can meet the students in the department.

ACTION POINTS

Before deciding on your preferred universities and courses check out the following points.

Teaching staff

  • How do the students react to their tutors?
  • Do staff have a flair and enthusiasm for their subject?
  • Are they approachable?
  • Do they mark your work regularly and is the feedback helpful, or are you left to get on with your own work with very little direction?
  • What are the research interests of the staff?

Teaching styles

  • How will you be taught, for example, lectures, seminars, tutorials?
  • Are lectures popular? If not, why not?
  • How much online learning will you have?
  • How much time will you be expected to work on your own?
  • If there are field courses, how often are they arranged and are they compulsory?
  • How much will they cost?

Facilities

  • Are the facilities of a high standard and easily available?
  • Is the laboratory equipment ‘state of the art’ or just adequate?
  • Are the libraries well-stocked with software packages, books and journals?
  • What are the computing facilities?
  • Is there plenty of space to study or do rooms and workspaces become overcrowded?
  • Do students have to pay for any materials?

New students

  • Are there induction courses for new students?
  • What student services and facilities are available?
  • Is it possible to buy second-hand copies of set books?

Work placements

  • Are work placements an optional or compulsory part of the course?
  • Who arranges them?
  • Are the placements popular?
  • Do they count towards your degree?
  • Are work placements paid?
  • How long are they?

Transferable skills

  • Transferable skills are now regarded as important by all future employers. Does the department provide training in communication skills, teamwork, time-management and information technology as part of the degree course?

Accommodation

  • How easy is it to find accommodation?
  • Where are the halls of residence?
  • Are they conveniently located for libraries and lecture theatres?
  • Are they self-catering?
  • Alternatively, what is the cost of meals in the university refectory?
  • Which types of student accommodation are the most popular?
  • What is the annual cost of accommodation?
  • If there is more than one campus, is a shuttle-bus service provided?

Costs

  • Find out the costs of materials, accommodation and travel in addition to tuition fees (see below) and your own personal needs.
  • What are the opportunities for earning money, on or off campus?
  • Does the department or faculty have any rules about part-time employment?

FINANCE: WHAT WILL IT COST AND WHAT HELP IS THERE?

Tuition fees and other costs

Tuition fees are charged for degree courses in England, Wales and Northern Ireland. Precise details of the level of the tuition fee to be charged will appear on each university and college website since levels may vary. The maximum fee currently set for English institutions is £9,250 per year, in Wales it is £9,000, and  in Northern Ireland £3,925 for their home students only, but the full fee for students from the rest of the UK. Eligible students in Scotland pay £1,820 which is covered by the Student Award Agency for Scotland (SAAS); other UK student pay the full fee in Scottish universities. Tuition fees are repaid once the student has graduated and is earning more that £21,000, paying 9% of the salary. 

In addition, students also face additional charges covering university accommodation (usually, the highest single cost in a typically weekly budget and may vary between universities) on top of which there are personal living costs, and possibly travel expenses. Certain courses will also require students to pay for special equipment, particularly for courses of a practical nature such as Art, Architecture, and Music.

Maintenance loans are available for students to help with fees, which are means-tested. Details are available from local authorities and university websites. Disabled Students Allowances ((DSA’s)( non-repayable) are also available to those who live in England, to cover some of the extra costs because of mental health problems, long term illness or learning difficulties, for example dyslexia or dyspraxia. These allowances come on top of any other student finance   and do not depend on household income. (See www.gov.uk/disabled-students--allowances-dsas and www.thestudentroom.co.uk/studentfinance.)

Students should check university and college websites, and websites listed in this section, for the latest information about fees.

University scholarships These are usually merit-based and are often competitive although some universities offer valuable scholarships to any new entrant who has achieved top grades at A-level. Scholarships vary considerably and are often subject-specific, offered through faculties or departments, so check the availability of any awards with the subject departmental head. Additionally, there are often music, choral and organ awards, and scholarships and bursaries for sporting achievement. Entry scholarships are offered by several universities which normally stipulate that the applicant must place the university as their first choice and achieve the specified high grades. Changes in bursaries and scholarships take place every year so it is important to check university and college websites.

University bursaries These are usually paid in cases of financial need: all universities charging course fees are obliged to offer some bursaries to students from lower-income families. The term ‘bursary’ is usually used to denote an award to students requiring financial assistance or who are disadvantaged in various ways. Universities are committed to fair access to all students from lower income backgrounds and individual universities and colleges have bursaries, trust funds and sponsorships for those students, although reports suggest that many such students fail to claim the money due to them. These non-repayable awards are linked to the student's family income and vary between universities.

Useful websites          

Students from England https://gov.uk/student-finance 

Students from Scotland www.saas.gov.uk

Students from Wales www.studentfinancewales.co.uk

Students from Northern Ireland www.studentfinanceni.co.uk

INFORMATION SOURCES

Prospectuses, websites and Open Days are key sources of information you need to decide where to study. Other sources of information include books and websites, and professional associations. It is important to take time to find out as much as you can about your preferred universities, colleges and courses, and to explore their similarities and differences.